FORECLOSURE FACTS Lenders may foreclose on “Deeds of Trust” or “Mortgages in default”, using either a Judicial or Non-Judicial foreclosure process. Most commonly used in Foreclosure in Minnesota are Mortgages and the Non-Judicial, or Foreclosure by Advertisement. What is Judicial Foreclosure Process?: Technically, a judicial foreclosure process in Minnesota is known as “Foreclosure by Action.” [...]